The current Parks & Recreation storyline features protagonist Leslie Knope running for city council against Bobby Newport. Newport is the son of the wealthiest man in town (owner of a candy company), and he is basically an utterly unaware moron. He's not a "bad guy", per se -- in fact, his main flaw is he seems utterly oblivious to how anything matters to anyone. As far as he's concerned, everyone should be happy all the time -- not realizing that not everyone has a trust fund they can dip into when times get rough.
I'm starting to view Mitt Romney as similar. He's not as obviously dumb as Bobby Newport is. But he just seems completely unaware that not everyone has a free pile of familial wealth to dip into when things aren't going well. Responding to the issue of student debt, Romney recommends ... having mommy and daddy give you a $20,000 loan. Of course, I'd imagine a substantial majority or recent college grads don't have parents with a spare 20 grand they can just lend at will. But for Romney, it just seems clear as crystal.